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11 Feb 2021
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Moving Made Easy With The BIG Guys Moving Corporation

We sat down with The BIG Guys Moving Corporation to learn about how hiring professional movers can take the stress out of moving day.

  • Category : Buying a home

Alex Leduc

12 Jan 2021
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What You Need to Know About Mortgage Prepayment Terms and Penalties

When comparing options it's important to understand the prepayment terms and penalties that will apply if you choose to break your mortgage early.

  • Category : Buying a home

Alex Leduc

10 Dec 2020
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Mortgage Tips for New Homeowners

We sat down with HomeStars to share some insights about options new homeowners have when it comes to their mortgage. 

  • Category : Buying a home

Jessica Greaves

9 Dec 2020
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How We Help You Hack the Housing Market

Are you thinking of buying your first home? We've created a powerful tool called the Mortgauge Home Buying Plan that helps you qualify faster.

  • Category : Buying a home

Alex Leduc

8 Dec 2020
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How to Leverage Your Mortgage for Home Renovations

We connected with HomeStars to discuss what options are available to homeowners when leveraging their mortgage for home renovations.

  • Category : Buying a home

Jessica Greaves

1 Dec 2020
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Refinance Your Mortgage To Pay For Renovations

The HomeStars Home Reno Report shows that 80% of homeowners are planning on renovating their homes. We explore the option of refinancing to pay for renovations in this article.

  • Category : Buying a home

Alex Leduc

26 Nov 2020
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CEO of Mortgauge Alex Leduc Joins The Technical Advisory Committee for Mortgage Brokering

The Technical Advisory Committee for Mortgage Brokering was created to provide FSRA (Financial Services Regulatory Authority Ontario) with advice on enhancing its policy and supervisory approaches for the sector.

  • Category : Buying a home

FSRA

5 Nov 2020
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The Difference Between an Open vs Closed Mortgage

Open vs closed mortgages -- what’s the difference? We explore mortgage types in this article and break down what it means to you as a borrower.

  • Category : Buying a home

Alex Leduc

5 Oct 2020
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The Impact of Debt On Your Purchasing Power

This article explores how properly optimizing your debt levels can make a substantial difference in your purchasing power. 

  • Category : Buying a home

Alex Leduc

28 Sep 2020
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Why Some Canadians Have Only 5-7 Months Before Their Home Buying Window Closes

Hourly wage earners, the self-employed, anyone whose income depends heavily on bonuses or commissions – could see their buying power plummet – until 2023.

  • Category : Buying a home

Clayton Jarvis

14 Sep 2020
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How Lower Income During COVID Could Delay Your Home Purchase Up to 3 Years

Lost income in 2020 will hurt how much mortgage Canadians qualify for. For many, this COVID Shortfall means potentially putting off a home purchase.

  • Category : Buying a home

Alex Leduc

24 Aug 2020
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What Canadians Should Know About The Mortgage Deferral Cliff

There's a lot of buzz and speculation over what's going to happen for Canadians as the end of the initial mortgage deferral cliff approaches.
  • Category : Buying a home

Alex Leduc

12 Aug 2020
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Online Mortgage Firm Moves Market

Born out of a desire to "entirely disrupt" the real estate market, an online-only Canadian mortgage assistance firm is making particularly great strides amid COVID-19.
  • Category : Buying a home

Temur Durrani

5 Aug 2020
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Mortgauge Launches All-In-One Mortgage Platform To Solve the Complicated Mortgage Process for Canadians

Mortgauge is an online platform that simplifies the process of getting a mortgage for Canadians. It was created to act as an intuitive guide to homeownership. 
  • Category : Buying a home

Newswire

5 Jul 2020
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What You Need to Know About Breaking Your Mortgage Early

Are you thinking of breaking your mortgage early? Read this article to find out what you need to know beforehand.
  • Category : Buying a home

Alex Leduc

2 Jun 2020
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How Bonus Income and Changing Jobs Can Impact Your Buying Power

If you switch jobs, will it affect how much mortgage you can get? We explore how small decisions impact your buying power in this article.
  • Category : Buying a home

Alex Leduc

1 May 2020
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Does a Co-applicant or Guarantor Affect How Much House I Can Afford?

Thinking about buying a home with someone else or don't qualify alone for what you want? This article outlines what you need to know about co-applicants and guarantors.

  • Category : Buying a home

Alex Leduc

22 Apr 2020
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Should You Refinance Your Mortgage?

In this article we explore what it means to refinance your mortgage, and the reasons why you should consider this option.

  • Category : Buying a home

Alex Leduc

3 Mar 2020
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The Difference Between a Mortgage Switch and Mortgage Renewal

Is there a difference between a mortgage switch and mortgage renewal? We break down and explore the differences in this article.

  • Category : Buying a home

Alex Leduc

10 Feb 2020
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What Credit Score Do You Need to Get a Mortgage?

How much mortgage you can afford is based on your income, your downpayment and your credit score.

  • Category : Buying a home

Alex Leduc

5 Dec 2019
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If I'm Not Salaried, How Much Mortgage Can I Get?

How much mortgage can you get if you're self-employed? We explore how much income you need and what the requirements are to own a home in Canada.

  • Category : Buying a home

Alex Leduc

27 Nov 2019
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Do You Want a Lower Mortgage Rate or Cashback?

Mortgage brokers or lenders give cashback as an incentive to do business with you instead of offering their clients a lower rate. Which option is best?

  • Category : Buying a home

Alex Leduc

8 Nov 2019
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What is the True Cost of Mortgage Default Insurance?

The true cost of Mortgage Default Insurance is not well understood. In this article we want to help future buyers understand the terms of MDI before signing up for it.

  • Category : Buying a home

Alex Leduc

4 Nov 2019
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Is Prepaying Your Mortgage Always a Good Thing?

We explore the pros and cons of prepaying your mortgage in this article.

  • Category : Buying a home

Alex Leduc

24 Oct 2019
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A Summary of Canada's Housing Market Outlook

What you need to know about the RPS and Moody's Analytics report on Canada's Housing Market Outlook in 2019.

  • Category : Buying a home

Alex Leduc

22 Oct 2019
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Canadian Federal Elections Are Done. What Comes Next for First-time Home Buyers?

Now that the Canadian Federal Election is over, here's how we think a coalition government will affect first time homebuyers.

  • Category : Buying a home

Alex Leduc

10 Oct 2019
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How Federal Party Housing Policy Will Affect First-time Home Buyers

Analysis on how the federal party's housing policies for the 2019 election will affect first-time home buyers.

  • Category : Buying a home

Alex Leduc

3 Oct 2019
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Entrepreneur creates calculator to help homebuyers considering the First-Time Home Buyer Incentive

Mortgauge founder Alex Leduc is interviewed by the Toronto Star about the FTHBI

  • Category : Buying a home

Tess Kalinowski

30 Aug 2019
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Should You Apply For The First-Time Home Buyer Incentive?

We lay out the pros and cons of the new First-Time Home Buyer Program and enable you to use our free calculator to determine if the program makes sense for you.

  • Category : Buying a home

Alex Leduc

16 Aug 2019
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If I'm Not Salaried, How Much Mortgage Can I Get?

Your qualifying income determines how much mortgage you can get. Find out how the lenders calculate it and prepare for your next mortgage application.

  • Category : Buying a home

Alex Leduc

17 Jul 2019
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Buying A House Now If You Only Have 5% Down Payment Could Make You $1,000,000 Richer

We analyze how a couple putting down 5% instead of waiting until they have 20% is able to buy a home 8 years earlier and create almost $1,000,000 in extra wealth

  • Category : Buying a home

Alex Leduc

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